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How’s your credit? Great, OK, not so good, or non-existent?

Koalafi looks beyond credit scores. With us, you’re just a few quick steps from getting what you need. Apply from anywhere, get approved in seconds, and never miss out on another purchase.

Shop now, pay later.

Apply with Koalafi at one of our thousands of merchant partners to split big expenses into smaller, manageable payments.

Koalafi’s loan and lease plans work for every credit situation - and let you split big expenses into low, fixed, recurring payments.☨

With our comprehensive plans, you can say goodbye to guesswork or filling out multiple applications. We can even automatically approve you for future offers, with products that can meet your needs at every stage of your journey.Customer FAQ